Support & Advice For Landlords

Support & Advice

The task of being a landlord is by no means easy. By choosing Saxons, we can help to manage your property through one of our several lettings services, designed to make the role of being a landlord more manageable.
Below is some support & advice outlined for both new and existing Landlords.

Right to Rent Check

In England, a landlord must complete a Right to Rent check on all tenants in line with the Immigration Act. This is to assess whether your tenant has the right to lawfully live in the UK. Failing to complete this can lead to a fine or even a prison term.

Legal Responsibilities

There is currently around 145 pieces of legislation that a landlord must adhere to when renting out a property. It is imperative that these standards are followed for tenant safety and to prevent serious legal repercussions. This legislation covers aspects such as electrical safety standards, gas safety checks and other safety responsibilities for landlords. It is a landlord’s responsibility to fit and test smoke and carbon monoxide alarms.

How Does A Buy-to-Let Mortgage Work?

  • Buy-to-let mortgages are usually interest only. This means that as a landlord you
    would only pay the interest on the loan each month, usually from the rent that you
    Collect, but none of the capital. At the end of the term, you will repay the original loan in full.
    • On the other hand, you can choose to refinance the property if you aren’t ready to pay off the remaining debt at the end of the mortgage term.
      • Some buy-to-let mortgages are run on a capital repayment basis, similar to a normal residential mortgage. You pay some of the capital debt every month, including the added interest.

      Things To Consider When Purchasing A Buy-To-Let Property


      Where you choose to invest will impact the types of tenants you will attract. For example, properties closer to schools are more likely to attract young families.


      Who will you be renting to? Asking yourself this will have an effect on the type of property you choose to invest in.


      Once you have a clear budget to work with, you can calculate your potential income to ensure you can cover your expenses.

      Rental Income

      Understanding the local market will help you to understand how much your property could yield.